1-Do Not Record Your Statement Without Talking to an Attorney
First of all, you should keep in mind that try your best to avoid the recording of your statement with any insurance company without meeting or talking to an attorney. I am sure that you have never heard about this fact before but it is true that if you will record your statement before talking to an attorney, then you will have to face many problems.
2-Try to Write Down About Causes And Consequences of The Accident
Another very important tip that can be very helpful for you is that you should have a small notebook in your pocket, at such crucial and sensitive situation, you should write down the exact causes of this car accident and how you are feelings, the consequences of this car accident, although it is very difficult to do anything in this serious situation, but you should not lose heart.
3-Do Not Sign Anything Without Reading Very Carefully
You should keep in mind that your insurance company is, in fact, loyal to the financial bottom line, it can never be loyal to you personally, that's why you should be careful at every step. Use your mind when you are talking to any member of insurance company, they will offer you many documents or papers in order to take your signature, but you should read every paper carefully and then sign it.
4-Be Consistent
It is true that our insurance company is, in fact, loyal to the financial bottom line, it can never be loyal to you personally. That's why we suggest for you that you should be consistent with your claim after the car accident. If there would be gaps in your dealings or connection with the insurance company then your claim would be at risk because the adjusters will try to close your claim early.
5-Do Not Over Treat
Everyone who claims to have a good common sense can understand the meaning of my statement that "Do Not Over Treat". Although there are a great number occasions when the adjusters of the insurance company try their best to make you fool, you should deal with them carefully, but on the other hand, sometimes it is from you when you try to be over smart. You should treat only those injuries, that are related to your car accident.
6-Do Not Under Treat
No doubt, there are a great number occasions when the adjusters of the insurance company try their best to make you fool, you should deal with them carefully. You should keep in your mind that your insurance company is, in fact, loyal to the financial bottom line, it can never be loyal to you personally. The adjusters want to close your claim as soon as possible, so you must be careful that if all your injuries and problems related to the car accident are resolved or not?
7-Do Not Hesitate
Another very important tip that would be very beneficial and effective for you, if you will follow it seriously. Although the car accident puts you in a very serious situation, that it is terrifying even to imagine this situation. It is really difficult to deal at once with such clever adjusters of the insurance company, but you should not feel any kind of hesitation and discuss all your matters with confidence.
8-Be Polite
Another very important thing which you should keep in mind that bear the harsh behavior and attitude of the adjusters of the insurance company with patience. Although, it is difficult but if you have read these important tips carefully then you would handle this situation smartly. Your politeness and good behavior can influence your adjuster and he will handle your case properly.
9-If You Receive a Notice For an IME
On the number nine, another important tip is included in our list and that is "If You Receive a Notice For an IME", then you need an attorney at once, your contact with your attorney will be very beneficial for you. IME is basically an "Independent Medical Exam", that is conducted by the doctor who is in fact paid by the insurance company, that's why the results of these examinations hardly come in your favor.
10-Your Adjuster is Not Your Friend
In the last of our article, I am going to share with you another very important tip that you must keep in your mind that "Your Adjuster is Not Your Friend". It is true that our insurance company is, in fact, loyal to the financial bottom line, it can never be loyal to you personally. Your adjusters in fact work for the insurance company not for you, that's why you should be very careful in dealing with them.
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